E-Consent
Please read this information carefully and print a copy and/or retain this information for future reference. Introduction. You are submitting a request to be connected with one of our third-party lenders or lending partners. In order to offer you a loan, the third-party lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").
Option for Paper or Non-Electronic Records.
You may request any Disclosures in paper copy by
contacting the third party lender or lending partner directly. They will provide paper copies to you.
Some may charge for these copies and some may not. The lenders or lending partners will retain all
Disclosures as applicable law requires.
Scope of Consent.
This E-Consent applies to all interactions online concerning you and the third party
lender or lending partner and includes those interactions engaged in on any mobile device, including
phones, smart-phones, and tablets. By exercising this E-Consent, the third party lender or lending
partner may process your information and interact during all online interactions with you
electronically. They may also send you notices electronically related to its interactions and
transactions. Disclosures may be provided online at our or third party lenders’ or lending partners’
websites, and may be provided by e-mail.
Consenting to Do Business Electronically.
Before you decide to do business electronically with the
third party lenders or lending partners, you should consider whether you have the required hardware and
software capabilities described below.
Hardware and Software Requirements.
To access and retain the Disclosures electronically, you will need
to use the following computer software and hardware: A PC or MAC compatible computer or other device
capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program
that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Chrome® or Mozilla
Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X®. You will
need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of
the Disclosures for future reference. You may send any questions regarding the hardware and software
requirements directly to the third party lenders or lending partners.
Withdrawing Consent.
Your E-Consent for our connecting service and for our third party lenders’ or
lending partners’ consideration of your connecting request cannot be withdrawn because it is a one-time
transaction. If you are connected with one or more third party lenders or lending partners, you are free
to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this
E-Consent before receiving credit, you may be prevented from obtaining credit from the lender or lending
partner. Contact the third party lender or lending partner directly if you wish to withdraw this
E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and
enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information.
You should keep third party lenders or lending partners informed
of any change in your electronic address or mailing address. You may update such information by logging
into their website or by sending them a written update by mail.
YOUR ABILITY TO ACCESS
DISCLOSURES.
BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE
DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.
CONSENT.
BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION
ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO
USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM
AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY
REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO
CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT
THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS
REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.